Head of PCI PIN and PCI 3DS Practice at Foregenix. He is an experienced professional in information security and payment security, who has more than 17 years of a strong track record in the financial services security industry and compliance. His expertise spans across: - Payment & data security for both traditional and emerging payment instruments (mobile wallets, real-time payments, digital assets, and tokenized payment solutions). - PCI Security Standards family: PCI DSS, P2PE, PIN Security, PCI 3DS, PCI TSP. - ISO 27001 & Cybersecurity Governance in banking and payment ecosystems. - Risk & Compliance Management across regulated financial environments.